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OPTIONAL FORMS OF PAYMENT How Benefits Are Paid Five Years Certain & Life 50% Joint & Survivor 75% Joint & Survivor 100% Joint & Survivor Ten Years Certain & Life Cash Outs Frequently Asked Questions

How Benefits are Paid

 

Retirement Benefit amounts shown in this SPD are based on the Five Year Certain & Life Benefit form of payment option (as defined below). [Section VI(A)]. Other payment forms are available with the amount payable reduced to recognize additional cost. All of the available payment forms are summarized below.