Credited Service is used to determine whether you have a vested right to future Retirement Benefits. It is also used to determine the amount of your benefit and whether you are eligible for Early Retirement. Credited Service can include Future Service and Pro Rata Service.
In general, for service after April 30, 2020, Credited Service is based on the hours worked in a plan year. You are credited with .001 year of Credited Service for each hour worked up to a maximum of 1.00 in a plan year.
The following example shows how the Years of Future Service